Products & Services
Financial Products Built
Around Your Game.
Not a generic banking platform with an officiating skin. Every product is designed from scratch around the financial realities of a career in sports officiating.
Why It Matters
Built Around How
Officials Actually Work.
Standard banking products are designed for salaried employees with predictable, bi-weekly income. Officials earn per game, work seasonal schedules, file as 1099 contractors, and carry deductible expenses most banks treat as invisible. Every OFCU product starts from that reality and builds forward.
01
Checking & Savings
Accounts designed for seasonal deposit patterns and irregular game-fee income. No minimum balance penalties. No fees for low-balance off-season months.
Whether you are depositing game fees daily during football season or managing cash flow in January, your account works with you, not against you.
No Off-Season Penalties
02
Season Float Loans
Bridge the gap between officiating seasons. Cover gear purchases, certification fees, and training expenses before your season income resumes.
Short-term, low-friction lending calibrated to how and when officiating income works — not a standard personal loan designed for a salary.
Seasonal Lending
03
Officials Card
A card with built-in expense categorization for mileage, gear, chapter dues, certification fees, and training costs. Every deductible expense tracked automatically.
The Officials Card does it automatically so your records are clean when you need them at tax time.
Auto Expense Tracking
04
Income Planning Tools
Season-by-season income modeling built around your posting schedule. Know your projected annual earnings and plan your off-season cash flow before it becomes a problem.
Model your full-year income across multiple sports and seasons. Set savings targets before the season ends.
Seasonal Forecasting
05
Insurance for Your
Everyday Needs
Officials deserve the same comprehensive protection for their families and assets that their dedication to the profession earns them on the field. OFCU connects members with competitive coverage across the products that matter most in everyday life.
Home. Auto. Umbrella. Life. Whether you are protecting the house you own between seasons, the car you drive to fifty games a year, or the family that counts on you, OFCU puts member-focused insurance options within reach.
Home • Auto • Umbrella • Life
OFCU App & Digital Wallet
Your Credit Union
In Your Pocket.
The OFCU app is built around the rhythm of an official's life. Check your balance after a game. Deposit a check from the parking lot. Track your season income across every sport you work. Everything you need, available on the field, on the road, and everywhere in between.
Digital Wallet
Add your Officials Card to Apple Pay, Google Pay, and Samsung Pay. Tap to pay at any terminal — no physical card required.
Season Income Dashboard
See your game fees, deposits, and projected earnings across every sport and season in a single view. No spreadsheets required.
Automatic Expense Tracking
Every mileage reimbursement, gear purchase, and chapter dues payment categorized automatically. Your tax records, organized year-round.
Mobile Check Deposit
Deposit game fee checks from anywhere. No branch, no ATM, no waiting. Just your phone and 30 seconds.
Available at charter approval
Ready to Join the
Waitlist?
Secure your spot and move to the front of the line when OFCU opens.
Officials Federal Credit Union
The first credit union built exclusively for sports officials. Member-owned, digitally delivered, and designed around how officials actually earn, spend, and save.
